You work hard for your money, so you deserve to make the most of it!

A budget lets you do the things you want with your money; a spending plan can ensure you have enough in the bank to do the things you want, and regain control over your finances.

91裸聊视频淎 budget helps you prepare for those unexpected expenses, and with life throwing some pretty big curve balls our way the importance is crucial,91裸聊视频� notes Erin Durber, the Assistant Branch Manager at location.

Where to start:

91裸聊视频淭he first thing we need to know is how much do you make 91裸聊视频� what does your after-tax income look like? This will let us know what funds we can look at for your budget,91裸聊视频� Durber says.

After you determine your earnings, it91裸聊视频檚 important to establish your goals. Ask yourself: 91裸聊视频榃hat91裸聊视频檚 most important to you right now?91裸聊视频�

Goals should be realistic, and an appointment with an experienced advisor at Valley First, a division of First West Credit Union, can help you determine what you want to accomplish and how to get there. With an expert wealth team on their side, and experienced advisors with access to a full collection of resources and information at their fingertips, they91裸聊视频檒l make sure your goals are attainable, achievable, and reflect the stage of life you91裸聊视频檙e in.

Your goals will be different in every stage of life. Someone in their early 20s may be saving for school, or working to get their foot in the door and establish a career. Later in life you may have the career on track, but you91裸聊视频檙e saving for a house and hoping to start a family. Closer to retirement? A whole new set of financial goals takes over!

No two lives are exactly the same, and by taking the time to understand each client91裸聊视频檚 needs, Valley First advisors can provide a unique, tailored approach.

Another great resource? Members can access the Budget Calculator on at any time, to start making sense of their finances.

What might budgeting look like for you?

91裸聊视频淚t could start with putting away a portion of your paycheque. A budget doesn91裸聊视频檛 need to be something that puts a weight on your shoulders and stops you from spending money completely. It just helps you become more aware of where your money is going 91裸聊视频� and this is something everybody should know!91裸聊视频� Durber says.

91裸聊视频淲e91裸聊视频檙e all here for you. Even in your darkest times when you don91裸聊视频檛 think anything can get better, it91裸聊视频檚 always worth a conversation. While it may not be better right away, we will get you where you want to be. We91裸聊视频檙e here to help and however we can, we91裸聊视频檙e happy to,91裸聊视频� she says.

Visit Valley First to learn more, or book your with a stellar advisor!